Maintenance and Cure: Your Medical Treatment Rights
If you’ve been injured or fallen ill while working on a vessel, you may be wondering who pays for your medical treatment and how you’ll cover your bills while you recover. Many injured maritime workers don’t realize they’re entitled to medical benefits even if the accident was their own fault. This no-fault benefit, known as “maintenance and cure,” is a fundamental right guaranteed to all seamen who become ill or injured while in service to a vessel.
What Is “Maintenance”?
Maintenance is a daily living allowance designed to cover your basic needs while you’re unable to work and recovering from your injury or illness. This isn’t charity, it’s your right under federal maritime law.